Japan Video Games Blog

TO THOSE WHO DON'T WANT THEIR WORK PROMOTED

Hey guys and gals! We FIND and PROMOTE people's work, we never take credit for things we haven't written, we just love sharing the things that are interesting, but if you don't want your work or pictures shown, please let me know and I'll take it off, we're not trying to harm any one here or infringe on anyone's copyrights, just late night entertainment for my friends and I after a long days of work.

We're not making money off the site, nor are we publishing anything to other places through feedburner claiming that it's our work, just a hobby of finding cool things around the internet, that's all. Sometimes we copy and paste too quickly and a link giving you credit doesn't appear, if that's the case and you DO want your work promoted, we will add in the backlink, we would love to give credit where credit is due!

Please contact me or drop a comment on any posts you guys don't want up and I'll take it off within 24 hours, thanks!

Sunday, April 6, 2008

5 Reasons People Suck at Saving Money | Financial Learn

1. Not Having a PlanI’m going to tell you right now, if you don’t have a plan, you chances of success are less than 5%. Creating a plan is your first step to saving money. Your plan can be as detailed or as vague as you want, just make sure you have an idea of how you’re going to save money.

2. ProcrastinationI am guilty of this one. If you made a plan, follow it. Try not to get into the habit of pushing your plan to the following week, month or even year.

3. Not Setting GoalsWhat prevents me from procrastination is the fact that I have certain financial goals that I want to accomplish such as paying off the house in 20 years instead of 25, retiring at 55 instead of 60 or going on an all inclusive vacation at the end of March if I save XXX amount of dollars. Setting goals gives me the motivation to follow my plan.

4. Lack of Knowledge on How to SaveIf you have little idea on how to cut down costs and how to be more frugal just read a book or better yet peruse the thousands of personal finance blogs or websites for FREE located here on the net.

5. Going too Hard too FastI’ve seen many people go full tilt and save lots of money right at the start and think that they can trim there 25 year mortgage into 5 if they try really hard. They cut out everything that made them happy and after a few weeks they get bored and find that paying off the house in 5 years is too much work and THEY GO BACK TO THEIR REGULAR SPENDING WAYS.

The best approach is a slow and gradual one. Set small goals and cut out little things at first. When you think about saving money, think of it as a lifestyle and not a chore. If you ease yourself into it, saving money will eventually be a natural habit that won’t seem like work at all.

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